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finerd marks a transaction Needs review when it wants you to take a look, for example when it couldn’t choose a category for a payment that came from your bank. This article shows how to find those transactions, confirm or fix them, and keep the ones your bank sends in order. Reviewing, searching and changing transactions are free and work on the web, Android and iOS. Zero Inbox mode, which asks you to review every new bank transaction, needs Pro.

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Find transactions that need review

A transaction that needs a look shows Needs review next to its amount in Transactions. On the Dashboard, the Transactions to review widget shows how many are waiting; select it to open them.
  1. Open Transactions.
  2. Above the list, select Needs review. It shows how many transactions are waiting, and the list keeps only those.
  3. To see every transaction again, select Needs review again or Clear filters.
Transactions with the Needs review filter on, showing 25: each row, such as INTRST PYMNT +$4.22 with an unknown merchant, has an orange Needs review label under the amount.

Needs review shows how many transactions are waiting.

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Why a transaction needs review

On the web and iOS, the transaction itself tells you why when the reason isn’t obvious. Android shows the Needs review label without the message.

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Confirm or fix a transaction

Open a transaction that needs review and check its category, merchant and amount.
  • If everything is right, select Mark as reviewed. The button replaces Save while you haven’t changed anything. It appears for transactions waiting in Zero Inbox, a watched transaction that has been posted, and a transaction your partner changed.
  • If something is wrong, fix it and select Save. Saving a change marks the transaction as reviewed too. To see what you can change in a transaction from your bank, see Edit a transaction.
The transaction then leaves the Needs review list. Two kinds keep the label until the cause is gone: an uncategorized transaction until you choose a category, and a stuck pending one until the bank posts or cancels it.
  1. Open the transaction in Transactions, or select it in the Transactions to review widget on the Dashboard. From the widget, Skip moves to the next transaction without changing this one.
  2. Check the transaction.
  3. Select Mark as reviewed, or make your changes and select Save.
McDonald's transaction of $12.00 on Tue, 08 Sep 2026, from Plaid Gold Standard 0% Interest Checking to Eating Out & Delivery, with a Mark as reviewed button at the bottom.

Mark as reviewed confirms the transaction as it is.

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Review every new transaction with Zero Inbox

In Zero Inbox mode, every transaction that arrives from your bank is marked Needs review until you confirm or change it. Without it, finerd marks only the transactions it needs your help with, such as uncategorized ones. Zero Inbox needs Pro and is set for your Personal space as a whole. When you turn it on, finerd asks whether to review the transactions you already have:
  • Review everything also marks the imported transactions you haven’t changed or reviewed yet.
  • Only new ones starts with the next transactions your bank sends.
While Zero Inbox is on, Transactions opens with the Needs review filter on. Turning it off removes the label from imported transactions you haven’t changed or reviewed; transactions that need review for another reason, such as a missing category, keep it.
  1. Select your profile at the bottom of the sidebar, then select the settings icon next to your space.
  2. Under Preferences, select Zero inbox mode. On or Off shows its current state.
  3. Select Activate zero inbox mode, then Review everything or Only new ones.
To turn Zero Inbox off, select Zero inbox mode again, then Deactivate.
Space settings, Preferences section: Zero inbox mode, Review every transaction, with the status On.

Zero inbox mode in the space settings.

Dialog: Would you like to review all existing unreviewed transactions? with the buttons Review everything and Only new ones.

Choose which transactions to review.

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Pending and posted transactions

When you pay by card, your bank often reports the payment at once as pending and confirms it later, when the money actually leaves your account: the payment is then posted. finerd shows Pending under the amount in Transactions and under the bank account inside the transaction.
  • You can work with a pending transaction as usual: choose its category, split it or add a note. When the bank posts it, the amount and date become the ones the bank posted, so check it again then.
  • After the bank posts it, its date and the bank’s side can’t be changed. See Edit a transaction.
  • If a payment stays pending for more than 7 days, finerd marks it Needs review and suggests checking with your bank.
  • If the bank cancels a pending payment you haven’t changed, it disappears from finerd. One you’ve changed stays, so check it with your bank.
To get a notification when the bank posts or cancels a pending transaction, watch it. A watched transaction that has been posted shows up in Needs review, so you can check the final amount. To see only pending transactions, use the Pending filter: see Search and filter transactions.
  1. Open the pending transaction.
  2. Select ⋮, then Watch this transaction.
  3. Select Keep me updated.
To stop, select ⋮ → Unwatch this transaction and confirm.
Internal transfer of $50.00 from Plaid Gold Standard 0% Interest Checking, marked Pending, to Plaid Silver Standard 0.1% Interest Saving.

Pending under the bank account.

Dialog: Wanna know when the transaction is posted or removed? with the buttons No, I like surprises and Keep me updated.

Keep me updated turns on notifications for it.

Search above the list finds transactions by merchant, the description your bank sent, your note or the amount. For example, «773» finds a Boots payment whose bank description reads «02 OCT 26 BOOTS 773 LONDON», and «17.65» finds it by its amount. Search doesn’t look at category or account names: use the filters for those. The filters sit in a row under Search, and you can combine them:
  1. Open Transactions.
  2. Type in Search, or select a filter under it. More filters appear when you scroll the row with the arrows. Needs review is its own filter; Pending is under Type → Status.
  3. To remove every filter, select Clear filters.
Transactions with the Type filter open: Internal Transfers Show or Hide, Bills All or Only with bill, Checkpie All or Only with checkpie, Status All or Pending, with Reset and Apply.

Type hides transfers or keeps only pending transactions.

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Change several transactions at once

Select several transactions to change them together: for example, give every coffee-shop payment the same category, or confirm a whole batch waiting in Zero Inbox. Choose bulk action offers:
  • Change to category: one category for all of them.
  • Change transfer destination: turns them into transfers to one of your accounts.
  • Change merchant.
  • Add tag to categories (iOS: Add tag): adds a tag.
  • Mark as reviewed: removes Needs review from imported transactions. An uncategorized transaction keeps it until it gets a category.
  • Mark as family, if you use family access.
  • Mark as recurring, with Pro.
Add more than one change with Add action before you apply them. Bulk changes don’t touch amounts or dates, and split transactions are skipped by the category, transfer, tag, family and recurring changes. Select all selects the transactions loaded in the list, so scroll down first to include older ones.
  1. In Transactions, tick the box next to each transaction. The box in the header selects all of them.
  2. In the bar above the list, select Edit.
  3. On Choose bulk action, select an action and set its value. To add another, select Add action.
  4. Select Apply.
Delete in the same bar deletes the selected transactions for good; see Delete a transaction.
Transactions with two rows ticked and a bar above the list: 2 selected, Edit, Delete, Cancel.

The bar shows how many are selected.

Choose bulk action: Change to category, Change transfer destination, Change merchant, Add tag to categories, Mark as reviewed, Mark as recurring.

Choose what to change.

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Reimport a transaction

Reimport asks your bank’s connection for one transaction again and processes it as if it had just arrived. Use it when a transaction from your bank looks wrong in a way you can’t fix by editing it, or when support asks you to.
Reimport replaces your changes to the transaction: finerd chooses its category, merchant and parts again. Your note stays. The transaction is no longer marked as reviewed, so with Zero Inbox on it’s back in Needs review. There’s no confirmation and no undo.
Reimport works only for transactions from a connected bank. finerd shows Reimport request sent successfully. and updates the transaction in the background.
  1. Open the transaction.
  2. Select ⋮, then Reimport.
Starbucks transaction of $4.33 with its ⋮ menu open: Show amounts, Reimport, Logs, Meta data, Delete and Contact support.

Reimport in the transaction's ⋮ menu.