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A transaction records money that leaves or arrives in one of your accounts. Connected banks add their transactions for you. For cash and accounts you track manually, you add them yourself.

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Add an expense or income

finerd asks for the merchant and the amount first, then opens the new transaction so you can check it. Nothing is recorded until you select Save. From is where the money comes from and To is where it goes. Each can be one of your accounts, a category, or a person or company under Debts & Reimbursements. An expense starts with your account in From and a category in To; income starts the other way round. finerd fills in the account for you. For a merchant you’ve paid before, it picks the account you used last time and suggests a category. Check both before you save. If you choose your own accounts on both sides, the transaction becomes an Internal transfer. Transfers, currency exchanges, debts and refunds have their own types in the list from step 2; for transfers and exchanges, see Record a transfer or currency exchange, and for money a shop gave back, Record a refund.
  1. On the Dashboard or the Transactions page, select Add transaction.
  2. Select Expense or Income.
  3. Search for the merchant by name or website and select it. To leave the merchant out, select Skip.
  4. Enter the amount on How much did you pay? (How much did you get? for income). To use another currency, select it under the amount, or select Assets and search for it. Select Continue.
  5. Check the date, From and To. The date is Today; select it to pick another day. To change the account or category, select it. In the list that opens, your accounts are under Transfer To/From.
  6. Select Save. finerd confirms with Transaction created on and the date.
Select transaction type panel with Expense, Income, Internal transfer or ATM, Debt, Currency exchange, Refund, CheckPie, Scan bill and Reward.

Choose Expense or Income.

New Starbucks expense of $5.40 dated Today, from Wallet to Coffee & Snacks, with a Save button.

Check the account, category and date before saving.

The transaction appears in Transactions, and the account’s balance changes by its amount. If you close the transaction before saving and choose Discard, nothing is recorded.

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Add a note, tags or a receipt

You can add these while creating a transaction or later, when you open it from Transactions. They’re kept when you select Save.
  • A note is your own text for the whole transaction, such as who you were with.
  • Tags group transactions across categories, such as everything for a trip, so the hotel, the flights and the fridge magnet end up in one place. A tag goes under the category: in an expense that’s To, in income From.
  • A receipt is a photo or PDF of the receipt, or a bill you already have in Bills. How finerd reads it is in Scan or upload a bill.
  1. To add a note, select Add note and type it.
  2. To add a tag, select Add tag under the category. Find the tag, or type a new name, select Add tag and then Save. Tags you’ve used recently appear next to Add tag: select one to add it, and select it again to remove it.
  3. To attach a receipt, select the paperclip icon at the top of the transaction. In the panel that opens, select Upload or drop a PNG, JPEG, JPG, HEIC or PDF file, or select Link to bill to choose one from Bills.
  4. Select Save. In Transactions, the tags and the note show under the merchant.
New Starbucks expense of $4.80 from Wallet to Coffee & Snacks with the tag Work selected and the note Coffee with the team.

A tag under the category and a note.

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Edit a transaction

Open the transaction in Transactions, change what you need and select Save. Save appears once something has changed. To leave without saving, close the transaction and choose Discard. What you can change depends on where the transaction came from: A bank transaction also keeps the bank’s own text, shown as Description under the note. To divide one payment between several categories, split the transaction. A Balance correction is a record finerd creates from your balance checks. Selecting it opens the account’s verified balances instead of the transaction. To change it, change the check: see Correct or delete a check.
  1. Open Transactions and select the transaction.
  2. Select the field you want to change: the merchant or amount at the top, the date under the amount, or the account or category in From or To. In a bank transaction, the bank’s line is dimmed and can’t be selected.
  3. Select Save.
Bank income of $100.00 from Uncategorized Income to the connected account 98765432, with the account line dimmed and the bank's description under the note.

In a bank transaction, the bank account's line is dimmed.

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Duplicate a transaction

To record the same purchase again, duplicate an earlier transaction instead of entering it from scratch. finerd opens a new transaction with the same merchant, amount, accounts, category, tags and note, dated today. The copy isn’t recorded until you select Save. You can duplicate transactions you added yourself. Transactions that arrived from a connected bank can’t be duplicated.
  1. Open the transaction and select ⋮ → Duplicate.
  2. Change what’s different this time, such as the amount or the date.
  3. Select Save.
Menu of a Starbucks expense of $4.80 with Show amounts, Reimport, Duplicate, Logs, Meta data, Delete and Contact support.

Duplicate in the transaction's menu.

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Delete a transaction

You can delete transactions you added yourself. A deleted transaction can’t be restored, so finerd asks you to confirm first. A transaction from a connected bank can’t be deleted: finerd shows Only manual transactions can be deleted. You can still change its category, merchant, tags or note.
  1. Open the transaction and select ⋮ → Delete.
  2. In Delete … transaction?, select Delete.
Dialog Delete Starbucks transaction? with Cancel and Delete buttons.

Confirm to delete a transaction you added.

Dialog Only manual transactions can be deleted, explaining that transactions from connected institutions can't be deleted.

A bank transaction can't be deleted.