You stay in control of what your AI can do and see.
Read-only vs read & write
You pick at sign-in time:- Read-only — your assistant can read your data (transactions, accounts, reports) but not change anything. A good default.
- Read & Write — your assistant can also create, edit, and delete transactions, transfers, tags, and rewards.
Security
- Sign-in uses OAuth 2.1 with PKCE — your AI client never sees your Finerd password.
- The connector token expires after 30 days; sign in again to renew.
- You can revoke access at any time.
Privacy
- Your assistant only sees data from the space you ask it about.
- We don’t log your conversation content.
- See our Privacy Policy and Security pages.
What your AI cannot do
- Move real money — Finerd is a personal ledger; banks are read-only sources.
- Access another user’s data — every request is scoped to your account.
- Read your AI chat history or files.