> ## Documentation Index
> Fetch the complete documentation index at: https://help.finerd.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# Split a transaction
> Split a transaction in finerd between categories, accounts or people, by receipt items or for a bank payment, and see how each part counts in reports.
Split a transaction in finerd when one payment covers different things, such as furniture and a coffee at IKEA: each part then counts in its own category. The amount, the date and the account stay the same.
Splitting is free and works on the web, Android and iOS.
Split a transaction between categories
A transaction has two sides: **From**, where the money came from, and **To**, where it went. To split an expense, add parts to **To**. The first category takes whatever is left, so you only enter the amounts of the parts you add.
Example: a $60 IKEA payment from **Travel card** becomes **Shopping** $50 and **Coffee & Snacks** \$10.
You can split a transaction you've already recorded or a [new one](/transactions/add-transaction#add) before you save it.
1. Open the transaction in **Transactions**.
2. Next to **To**, select **Split**.
3. On **Select money destination**, type the category in **Search** and select it.
4. Enter the amount of this part and press Enter. The first category now shows the rest: **Shopping** \$50.00.
5. Add more parts the same way, then select **Save**.
1. Open the transaction in **Transactions**.
2. Next to **To**, tap **Split**.
3. Choose the category.
4. Enter the amount of this part. The first category now shows the rest.
5. Add more parts the same way, then tap **Save**.
1. Open the transaction in **Transactions**.
2. Next to **To**, tap **Split**.
3. On **Select money destination**, type the category in **Search** and tap it.
4. Enter the amount of this part and tap **Apply**. The first category now shows the rest: **Shopping** 50,00 \$.
5. Add more parts the same way, then tap **Save**.
On the web, the **To** column in **Transactions** shows the first category's icon and the number of other parts, such as **+1**; point at it to see their names. The mobile apps list every category in the row, for example **Shopping, Coffee & Snacks**.
When the parts don't add up
The parts in **To** must add up to the amount of the transaction. Once you change the first category's amount yourself, it stops taking the rest, so the parts can end up short of the total or over it. finerd shows the difference under the parts:
* \*\*$5.00 left unassigned**: the parts are $5 short.
* \*\*Allocated $5.00 more than possible**: the parts are $5 over.
Change the amounts of the parts until the message disappears, then save.
The message appears above **Save**. If you select **Save** anyway, finerd shows **Transaction Inconsistent** and doesn't save. Select **Edit amounts** and correct the parts.
The Android app doesn't show the difference while you edit. When you tap **Save**, it shows **Exchange rate difference**, even when every part is in the same currency, and doesn't save. Tap **Edit amounts** and correct the parts.
The message appears above **Save**, and **Save** stays inactive until the parts add up.
Change or undo a split
Open the transaction in **Transactions** to change its parts, then save.
* **Another category for a part:** select the part and choose the category.
* **Another amount:** select the part's amount and enter the new one.
* **Remove a part:** delete it. Its amount goes back to the first category. If **… left unassigned** appears instead, see [When the parts don't add up](#fix-amounts).
* **Undo the split:** delete parts until only one is left. The last part can't be deleted.
The delete control stays hidden until you point at a part on the web or touch and hold it in the apps. The same place has **Change accrual month** for a part with a category: it sets the month in which that part counts in reports.
Point at a part, and two icons appear on its right:
* the trash icon deletes the part (shown only when there are two or more parts);
* the calendar icon, **Change accrual month**, picks the part's month.
After the changes, select **Save**.
Touch and hold a part to open its menu:
* **Delete** removes the part;
* **Change accrual month** picks the part's month (a part with a category);
* **Assign items** assigns items from the attached receipt to the part (only when a receipt is attached).
After the changes, tap **Save**.
Touch and hold a part to open its menu:
* **Delete** removes the part (not offered for the last one);
* **Change accrual month** picks the part's month (a part with a category).
After the changes, tap **Save**.
Split a bank transaction
A transaction from a connected bank can be split too. Only the category side changes: the bank's line in **From** keeps the account and amount the bank sent, so the parts in **To** must add up to the bank amount.
Example: a $12 McDonald's payment from a connected account becomes **Eating Out & Delivery** $8 and **Coffee & Snacks** \$4.
* Split **To** the same way as any transaction: see [Split a transaction between categories](#split).
* The bank's line is dimmed and can't be changed.
* One side can't hold two connected accounts. If you choose another connected account with **Split** next to **From**, the web and iOS apps show **Can't split to another synced account. Create a new transaction instead**.
The bank's line is dimmed and can't be selected.
The bank's line is dimmed and can't be selected.
If you tap the bank's line, finerd shows **Keep records clean and accurate**: the transaction comes from a connected account, and its account can't be changed. Tap **Got it**.
Send part to an account, a debt or your family
A part doesn't have to be a category. In **Select money destination** you can also choose:
* **Transfer To/From**: one of your accounts. Example: you took \$20 cash back at the checkout, so that part goes to your cash account.
* **Debts & Reimbursements**: a person who owes you their share. If they aren't in the list, add them with **+**.
**Share a bill with someone.** In a Personal space on the web and in the iOS app, when you add a person from **Debts & Reimbursements** to a transaction with one category, finerd opens **Split bill**. It divides the amount equally between **You** (**Your part**) and the person (**Owes you**). Change the person's amount, and your part takes the rest; or switch to **Shares** to divide by shares. Then select **Done**. Your part stays in the category; the person's part becomes [their debt to you](/debts/track-debts), with **Notify about debt** under it. While **Notify about debt** is selected, the save button reads **Save & Notify**.
**Settings of each part.** Under a category part are its own settings:
* the family icon (**Mark as Family** on the web) shares only this part with your partner: see [How to share household expenses from a private account](/family-accounting/share-family-expense-private-account). It appears in a Personal space with family accounting;
* the recurring icon (**Mark as recurring** on the web) marks the part as a recurring payment;
* **Add tag** tags only this part;
* the accrual month: see [Change or undo a split](#change).
A part that goes to an account or a debt has none of these settings.
**Split bill** opens on top of the transaction; **Done** is in its top-right corner. Point at the family and recurring icons to see their names.
The Android app doesn't have **Split bill**: a person you choose is added as a part like any other, and you enter their amount yourself. The family and recurring icons under a category part have no labels.
**Split bill** opens as a separate screen; **Done** is at the bottom. The family and recurring icons under a category part have no labels.
Split by receipt items
If a receipt with items is attached to the transaction, split it by the items: each item goes to the part of its category, and finerd builds the parts and their amounts from the items. Example: a €36.50 restaurant receipt becomes **Eating Out & Delivery** €25.50 for two mains, **Alcohol** €9.20 for two beers and **Coffee & Snacks** €1.80 for a coffee.
To get a receipt into finerd and attach it to a transaction, see [Add a receipt to your records](/bills). finerd can suggest different categories for the receipt items; check them before saving.
1. Open **Assign items** (see your platform below).
2. Each item shows the category it's assigned to. To move an item, select its category and choose another one.
3. To divide one item between two parts, for example one of two beers that a friend owes you, select **Add split** (iOS: **Split**) under the item and choose where the other half goes. finerd divides the item's quantity in half.
4. Check **Summary** at the bottom: the total of each category and its items.
5. Save the assignment, then save the transaction.
Each part in **To** then lists its items under it.
**Assign 4 items** (with the number of items) is under the receipt image next to the transaction. The same **Assign items** button is in the calculator that opens when you select a part's amount. Save the assignment with **Save** at the bottom of **Assign items**.
Touch and hold a part in **To** and tap **Assign items**: the menu offers it only when a receipt is attached. Select the items that belong to this part and tap **Done**.
**Assign 4 items** (with the number of items) is next to **Attachments**, above the receipt image. Tapping the items listed under a part opens **Assign items** for that part's category. Save the assignment with **Apply**.
How a split is counted
In reports each part counts on its own: in its category and in its accrual month. The account still shows one payment of the full amount.
* **Categories.** In the [**Expenses** report](/reports/income-expenses-cash-flow#categories) each category gets only its part. The restaurant receipt from [Split by receipt items](#receipt-items) counts separately in **Eating Out & Delivery**, **Alcohol** and **Coffee & Snacks**.
* **Months.** A part counts in the month of the transaction until you change its accrual month (see [Change or undo a split](#change)). Example: the IKEA payment is dated October 5 and its **Coffee & Snacks** part is moved to September. With the default **Accrual month** setting, **Expenses** shows the $10 in **Coffee & Snacks** for September, and the $50 in **Shopping** stays in October. With **Transaction date**, the whole payment counts in October. To switch the setting, see [How a refund is counted](/transactions/record-refund#check).
A part's accrual month appears under its category when it differs from the transaction's month, for example **Accrual month: September 2026**.
A part's accrual month appears under it as **Accrual month** when it differs from the transaction's month.
A part's accrual month appears under it as **Accrual month** with the month, for example **Sep 2026**.
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