> ## Documentation Index
> Fetch the complete documentation index at: https://help.finerd.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# What you can ask Finerd

> Example questions and tasks you can run through your AI assistant once Finerd is connected.

> Once connected, you talk to your finances in plain language. Here's what your assistant can do — from a quick lookup to closing out your month.

## Start with these

A few favorites that a generic "AI + bank" assistant can't do:

<CardGroup cols={2}>
  <Card title="Amortize annual payments" icon="calendar-days">
    "Spread this \$1,200 annual insurance payment evenly across 12 months." The money leaves once, but the expense shows up month by month in your reports — real accrual accounting, by voice.
  </Card>

  <Card title="Split a receipt by line items" icon="receipt">
    "Take my Whole Foods receipt and split the \$50 into \$35 groceries + \$15 household." Your assistant reads the line items and categorizes each one.
  </Card>

  <Card title="Clear your Needs-review inbox" icon="inbox">
    "Go through my transactions to review, assign categories, and mark them reviewed." Inbox-zero for your ledger, in one pass.
  </Card>

  <Card title="Value your points" icon="trophy">
    "Value all my points. TPG vs AwardWallet — which is higher? Use the most realistic estimate." Pick the valuation provider that fits.
  </Card>
</CardGroup>

<Tip>
  **The monthly close.** Ask *"do my monthly close"* and your assistant runs the whole routine: clears Needs-review, categorizes and tags, amortizes annual payments across months, imports and reconciles your points, then hands you a P\&L and cash-flow summary. One prompt, a full accounting month.
</Tip>

## Analyze your spending

* "What were my top 5 food merchants last month? Break it down by week."
* "What was unusual about my spending last month versus the previous three?"
* "What did my Italy trip actually cost — in USD?"
* "Show my net worth in EUR, by quarter, for the last two years."

## Decide and forecast

* "At my current burn rate, when will I hit a \$20k emergency fund? Could I take a 6-month break?"
* "Can we afford a week in Barcelona in July at our current savings rate?"

## Points and travel

<Note>
  Valuing and analyzing points is read-only. Logging, importing, and transfers require **read & write** access.
</Note>

* **Value and compare:** "Value my points across programs and pick the most realistic provider."
* **Transfer between programs:** "Move 60k Bilt points to Hyatt for this booking."
* **Log an award redemption:** "Log it: Park Hyatt, 2 nights for 60k points + \$80 in fees."
* **Import activity:** "Import my Hyatt statement for May" — then reconcile it against your real balance.
* **Mileage-run ROI:** "How many points did I earn on this trip, and what are they worth versus what I spent?"

## Manage your ledger

<Note>
  These require **read & write** access.
</Note>

* **Amortize:** "Spread this annual subscription across the quarter."
* **Move a month:** "This January rent is really for February — book it to February."
* **Bulk recategorize:** "Tag every Starbucks that landed in Uncategorized as Coffee."
* **Tag a trip:** "Tag all my transactions from Apr 1–10 as 'NY trip'."
* **Subscription audit:** "Find subscriptions I haven't used in 3 months and total them up."
* **Restaurant split or tip:** "Split this dinner into my share and my friend's, plus the tip."

## Family and shared spaces

* "Did we split household costs 50/50 this quarter? Who overpaid?" — a fairness audit by partner.
* "Show our shared grocery spend, but leave out my private transactions."

<Note>
  Your assistant only sees what's shared into the connected space.
</Note>

## Debts and IOUs

<Note>
  Creating accounts and logging payments require **read & write** access.
</Note>

* "Andrii owes me \$500 — set up the debt and draw it down as he repays."
* "Add my Chase Sapphire card and a payoff plan" — avalanche or snowball.
* "I have \$300 cash in my wallet — track it."

## What makes this different

Generic "AI + bank" assistants stop at read-only summaries. Finerd lets your assistant actually keep the books: accrual amortization by voice, receipt line-item splits, inbox-zero review, the full points lifecycle with your choice of valuation provider, and family fairness audits.

## Further reading

* [Access, security & privacy](/ai/permissions-security)
* [Connect your AI](/ai)