> ## Documentation Index
> Fetch the complete documentation index at: https://help.finerd.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# Create and set up an account
> Choose an account type in finerd, add an account manually or connect it, hold several currencies, rename it, change its type, archive or delete it.
In finerd, an account holds money, assets or liabilities inside a space: a bank card, the cash in your wallet, an investment portfolio, a mortgage or a car.
Account types
The type groups the account in **Accounts** and decides what finerd asks for when you add it. For example, a bank account starts with a search for your bank, and a debt starts with the person or company it's with.
| Type | Use it for |
| - | - |
| **Bank accounts** | Current and savings accounts and payment cards. You can connect your bank or track the account manually. |
| **Stock & Crypto** | Brokerage accounts, investment portfolios and crypto. |
| **Cash** | Notes and coins. See [Track cash in finerd](/accounts/track-cash). |
| **Debt** | Money a person or company owes you, or that you owe them. |
| **Loans & Mortgage** | Loans and mortgages, such as a car loan. |
| **Property** | For things you own that won't fit in a wallet — a flat, a car, even a sofa. Choose **Real estate**, **Vehicle**, **Furniture**, **Electronics**, **Valuable items** or **Other property**. |
| **Rewards** | Loyalty points, such as hotel or airline points. Personal spaces only. |
| **Equity** | Owners' equity in a Business space, such as dividends. |
finerd creates some accounts itself, so they aren't in the list. These include **Money on the way**, which finerd uses for transfers between your accounts, and **Family accounts** if you use [family access](/family-accounting).
Open **Accounts** and select **Add account**. For **Property**, choose the kind of property on **Select property type**.
If **Rewards** isn't listed in a Personal space, turn on **Rewards & loyalty points** in the space settings: select your profile at the bottom of the sidebar, then the settings icon.
Open **Accounts** from **More** or the tab bar and tap **+**. The list shows **Bank accounts**, **Stock & Crypto**, **Cash**, **Debt**, **Loans & Mortgage** and **Property**. Tap **Property** to choose the kind of property.
**Rewards** and **Equity** accounts can't be added on Android. Use the web or iOS app for them.
Open **Accounts** from **More** or the tab bar and tap **+**. For **Property**, choose the kind of property on **Select property type**.
If **Rewards** isn't listed in a Personal space, open **More**, tap the space icon in the top-right corner, then **Appearance**, and turn on **Show reward accounts and reports**. The iOS app keeps this setting separately from the web. It's on by default only when your iPhone's region is the United States or Canada.
Manual or connected
A **connected** account gets its transactions and balance from your bank or investment platform. A **manual** account contains only what you record in finerd.
| | Connected | Manual |
| - | - | - |
| Transactions | Arrive from the institution when it syncs | You add them yourself |
| Balance | Comes from the institution as the [current balance](/verified-balance#current-balance) | You set it with a [verified balance](/verified-balance#add-a-verified-balance) |
| Deleting transactions | Only the ones you added yourself | Any transaction |
| Archiving or deleting the account | Disconnect it first | Directly |
When you choose **Bank accounts** or **Stock & Crypto**, finerd first shows a list of institutions. To connect, choose yours and follow [Connect a bank](/institutions/connect-institution). Most connections need finerd Pro. To keep the account yourself, choose **Track manually**. If you've typed a name in the search, the option reads **Track “name” manually** and uses that name for the account.
You can start manually and connect later. When you connect the institution, finerd offers to [link its account](/institutions/connect-institution#link-existing) to the one you already track.
Open **Accounts**, select **Add account**, then **Bank accounts** or **Stock & Crypto**. On **Select Institution** or **Select investment platform**, choose your institution or **Track manually**.
Open **Accounts** from **More** or the tab bar, tap **+**, then **Bank accounts**. Choose your bank or **Track manually**.
**Stock & Crypto** opens a manual account straight away. To connect an investment platform, open **More** → **Institutions** and follow [Connect a bank](/institutions/connect-institution).
Open **Accounts** from **More** or the tab bar, tap **+**, then **Bank accounts** or **Stock & Crypto**. On **Select Institution** or **Select investment platform**, choose your institution or **Track manually**.
If finerd doesn't support your bank yet, the search offers **Track manually** and **Track through Apple Wallet**. See [Track Apple Pay payments](/apple-pay).
Add a manual account
The steps are the same for every type you track yourself. In the example, a card used abroad is tracked manually as **Travel card** with **300 EUR**. For cash, see [Track cash in finerd](/accounts/track-cash).
1. Open **Accounts**, select **Add account** and choose the type. For **Bank accounts** or **Stock & Crypto**, select **Track manually**.
2. Enter a name, such as **Travel card**, then select **Continue**.
3. On **Set current balance**, choose the currency and enter the amount in the account now. Use **Assets** if the currency isn't shown. For example, select **EUR**, enter **300** and select **Continue**. To start from zero, select **Skip**.
4. Select **Save**.
1. Open **Accounts** from **More** or the tab bar, tap **+** and choose the type. For **Bank accounts**, tap **Track manually**.
2. Enter a name, such as **Travel card**.
3. finerd adds a zero balance in your space's primary currency. Tap that row under **Balance**, choose the currency, enter the amount and tap **Done**. Tap **More assets** if the currency isn't shown. To start from zero, leave the balance at zero.
4. Tap **Save**.
1. Open **Accounts** from **More** or the tab bar, tap **+** and choose the type. For **Bank accounts** or **Stock & Crypto**, tap **Track manually**.
2. Enter a name, such as **Travel card**, then tap **Save**.
3. On **Set current balance**, choose the currency and enter the amount. Tap **Assets** if the currency isn't shown. Tap **Continue**, or **Skip** to start from zero.
4. Review the account and tap **Save**.
The account appears in **Accounts** under its type, such as **Bank accounts**. The amount you enter is saved as the account's first [verified balance](/verified-balance#balance-types). The group total is shown in your space's primary currency.
Two types ask for more before the balance:
* **Debt**: first choose who [the debt](/debts/track-debts) is with. Then choose **Owes me** or **I owe** and enter the amount. A debt account holds one currency.
* **Rewards**: first choose the loyalty program that gives you the points.
Several currencies or assets
One account can hold several currencies or assets. **Travel card** can keep **300 EUR** and **50 USD** as separate balances, and an investment account can hold shares or crypto. Each has its own balance, and finerd adds them up in your space's primary currency.
To add another currency or asset to an account:
1. Open the account in **Accounts**.
2. Select **Add** beside **Balance**.
3. Choose the currency or asset. Use **Search** to find others, such as shares.
4. Enter the amount you hold now, then select **Save**.
1. Open the account from **Accounts** in **More** or the tab bar.
2. Tap **Add** beside **Balance** and choose the currency or asset.
3. Add a [verified balance](/verified-balance#add-a-verified-balance) with the amount you hold now.
1. Open the account from **Accounts** in **More** or the tab bar.
2. Tap **Add** beside **Balance**.
3. In **Select account asset**, choose the currency or asset, enter the amount, then tap **Done**.
Each amount you add is saved as a [verified balance](/verified-balance#balance-types) for that currency. **Total in primary** shows the combined value, and **Accounts** shows it with the number of assets, such as “in 2 assets.” To update an amount later, add a new [verified balance](/verified-balance#add-a-verified-balance) for that currency. When you record a transaction, choose the currency it was made in.
**Add** isn't available for:
* **Connected accounts.** Their balances come from the institution.
* **Archived accounts.**
* **Debt accounts.** A debt holds one currency.
Name and icon
Give each account a name and an icon you'll recognize at a glance. You can change both at any time. Balances and transactions stay as they are.
1. Open the account in **Accounts**.
2. To rename it, select the name, type a new one, then select **Save**.
3. To change the icon, select the image, then **Select icon**. Choose a color in **Colors** and an icon, select **Apply**, then **Save**. To use your own picture, choose **Upload image** instead.
1. Open the account from **Accounts** in **More** or the tab bar.
2. To rename it, tap the name and type a new one.
3. To change the icon, tap it. On **Select icon**, choose a color in **Colors** and an icon, or use **Gallery** or **Camera** for your own picture, then tap **Apply**.
4. Tap **Save**.
1. Open the account from **Accounts** in **More** or the tab bar.
2. To rename it, tap the name and type a new one.
3. To change the icon, tap it, then choose **Select icon**, **Upload image** or **Take a photo**. If you've set your own icon, **Reset to default** brings back the standard one.
4. Tap **Save**.
On the web and iOS, a debt with a company from finerd's merchant list keeps that company's name and icon; they can't be changed.
Change the account type
If you picked the wrong type, you can change it for a manual account. Balances and transactions stay in the account.
You can change the type of **Bank accounts**, **Cash**, **Stock & Crypto** and **Property** accounts, and on Android and iOS also **Loans & Mortgage**. The new type can be any of these or **Debt**.
* Connected and archived accounts can't change type. On Android and iOS, neither can joint accounts.
* **Debt**, **Rewards** and **Equity** accounts keep their type.
* Changing to **Debt** can't be undone, and the account must hold only one currency.
* The only cash account in a space can't change type.
* If finerd says the type of this account can't be changed, the account is linked to a **Money on the way** account.
1. Open the account in **Accounts** and select **⋮** > **Change account type**.
2. Choose the new type.
3. Confirm with **Change account type**.
1. Open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Change account type**.
2. Choose the new type. For **Debt**, confirm with **Continue**.
1. Open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Change account type**.
2. On **Select new account type**, choose the type. For **Debt**, confirm with **Continue**.
Archive and restore
Archive an account you no longer use, such as a closed card. Archiving is a drawer, not a shredder: the account is out of sight, but its history stays. finerd moves it to **Archive** and keeps its transactions and balances, but it no longer appears in **Accounts** or in the totals there. You can restore it at any time.
* **Connected accounts** must be disconnected first. When you archive one, finerd offers **Disconnect**.
* **Debt accounts** use **Write off / Archive** instead.
* An archived account can't get a new currency or type until you restore it.
1. To archive, open the account in **Accounts**, select **⋮** > **Archive** and confirm with **Archive**.
2. To restore, in **Accounts** select **⋮** > **Show archive**, open the account, select **⋮** > **Unarchive** and confirm with **Unarchive**.
1. To archive, open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Archive**. You can also touch and hold the account in the list, then tap **Archive**.
2. To restore, in **Accounts** tap **⋮** > **Show archive**, open the account and tap **⋮** > **Unarchive**.
1. To archive, open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Archive**. You can also touch and hold the account in the list, then tap **Archive**.
2. To restore, in **Accounts** tap **⋮** > **Show archive**, touch and hold the account, then tap **Unarchive**.
Delete an account
Deleting removes the account for good, together with its transactions and verified balances. It can't be undone. If you might need the history later, [archive](#archive-and-restore) the account instead.
* A transfer between this account and another manual account is deleted from both accounts. If the other side is a connected account, that side stays as an uncategorized transaction.
* **Connected accounts** must be disconnected first. When you delete one, finerd offers **Disconnect**.
* The only cash account in a space can't be deleted.
Open the account in **Accounts**, select **⋮** > **Delete** and confirm with **Delete**.
Open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Delete**.
Open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Delete**, or touch and hold the account in the list and tap **Delete**. Confirm with **Delete**.
Aliases (Android)
On Android, finerd can record payments from Google Wallet notifications (**More** > **Google Wallet**, a Pro feature). Each notification names the card in its own way, such as “Privat24 ••5168”. An alias tells finerd which account that name stands for.
If finerd can't match a notification to an account, tap **Create transaction** for it in **Google Wallet** and choose the account you paid from. finerd saves the card name as an alias of that account, so the next payment is matched automatically.
To add or remove aliases yourself:
1. Open the account from **Accounts** in **More** or the tab bar and tap **⋮** > **Aliases**.
2. To add one, tap **+**, enter the name exactly as it appears in the notification and tap **Add**.
3. To remove one, tap the trash icon beside it.
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